Medical Card
Rewards and protection in one plan
In today’s medical inflationary environment, it is more than just a matter of owning a medical policy. More importantly, it is about having sufficient medical protection that can last you a lifetime.
That is why with Prime MediPlus Rider, you can claim up to 10 times its annual limit, with a medical protection that goes all the way to age 85. On top of this, we also reward you with a bonus if no claim is made in a previous policy year.
Indeed with Prime MediPlus Rider you get the best of both worlds - protection and reward all under one rider.
What are the benefits offered?
High claims limit
• Your medical protection can be as high as RM 180,000 per year under plan PMP3 and you can claim up to 10 times this limit during your lifetime (RM 1,800,000).
• Prime MediPlus Rider provides coverage for both in-hospitalization as well as some selected out-patient treatments.
• Coverage is up to age 85.
Cashless convenience from admission to discharge 1
• With ING Medical Card, your hospital admission is guaranteed at all ING panel hospitals.
• Upon discharge, ING will settle your bills (after deducting the co-insurance 2 portion) up to your plan limit.
• Both of the above privileges are yours to enjoy if you opt for the Cashless option.
No Claim Bonus
• Where no claim is made for the previous policy year, you will be paid a No Claim Bonus the following policy year.
• This bonus is automatically converted to units which are then allocated to your policy.
• The amount of No Claim Bonus will depend on the level of plan purchased. For example, plan PMP1 entitles you to a bonus of RM 120 whilst plan PMP3 entitles you to RM 260.
Referral Emergency Assistance Program
• Enjoy worldwide assistance programs with a call to our 24-hour service hotline 603-2166 5421 and reverse the call charges:
• International Medical Assistance Program
• Home Assistance Program 3
• Domestic Medical Assistance Program
• Travel Assistance Program 3
• Car Assistance Program
Services
